Active Member FAQ

What are the definitions of spouse and common-law partner?

Spouse refers to the person who is married to the Plan member or former Plan member.

Common-law partner refers to:

A person who is in a registered common-law relationship with the Plan member or former Plan member under section 13.1 of The Vital Statistics Act, or

A person who is not married to the Plan member or former Plan member but has lived with the Plan member, or former member in a conjugal relationship for a period of:

  • At least three years, if either of them is married, or
  • At least one year, if neither of them is married.

What does it mean to defer my pension?

At termination or retirement, you have the option of postponing or delaying the receipt of your pension benefit payment until a later date.

Who can I name as my pension plan beneficiary?

If you have a spouse/common-law partner, they are automatically the sole beneficiary of your pension plan entitlement unless the required spousal WAIVER OF PRE-RETIREMENT DEATH BENEFIT (Form 26) is completed.

If you are single, or the spousal waiver form has been completed, you can name anyone you choose as your pension plan beneficiary

Where can I find my MEBP ID number?

Your MEBP ID number will appear on your Annual Pension Statement you receive each June. Or, you may contact MEBP and we will provide you with your MEBP ID number.

I cannot log on to the Online Pension Calculator?

You will need your MEBP ID number along with a password to be able to log on to the on-line calculator. You will find your MEBP ID number on your Annual Pension Statement or you may contact MEBP and we will provide you with your MEBP ID number.

If you have not already used the Online Pension Calculator, do not have password or cannot remember your password, please contact our office:

email: portal@coughlin.ca

Locally: (204) 942-4438 (ask for the Claims Department, ext. 8996)

Toll-Free: 1 (888) 204-1234 (ask for the Claims Department, ext. 8996)

I have logged on to the Online Pension Calculator, but I can’t run an estimate?

You have to be an Active pension plan member with at least 1 year of pensionable earnings and service remitted to the Plan in order to use the Online Pension Calculator.

If you are newly enrolled in the Plan, you will not be able to produce and estimate on the online calculator until after you have received your first annual pension statement. You will not be able to run an estimate if you are a terminated, deferred or retired member. If this is the situation, please feel free to contact our office to request that an estimate be mailed to you.

How do I change the personal information MEBP has on record for me (ie: Name, address, beneficiary)?

You will need to submit the appropriate Change of Information form to the MEBP office. These forms can be printed directly from this website, you may request them from the MEBP office or directly from your Employer.

Where can I get more information about my MEBP benefits?

You will find a detail summary of the Municipal Employees Benefit Program in the Benefits Booklet, or feel free to contact the MEBP office.

What happens to my pension benefits if I die before retiring from the Plan?

If death occurs prior to retirement, a death benefit will be calculated as at the date of death. The death benefit is based on the amount of pension benefit earnings at the date of death. If you were living with a spouse or common-law partner at the date of death, your spouse or common-law partner is eligible to receive the death benefit, unless the spouse or common-law partner has waived his/her entitlement to the benefit. If you do not have a spouse or common-law partner at the date of death, the death benefit will be paid to your named beneficiary or to your Estate, if no beneficiary is named.

What happens to my pension benefits if I experience a marriage or relationship break-up?

If your marriage or common-law relationship has ended, your spouse or common-law partner is eligible to for half the value of the pension benefit you accrued during the period of the relationship. Please contact MEBP to have the value of your pension benefit determined.